Being injured because of someone else’s negligence can be both painful and frustrating, especially if you have to pay for your medical bills and other expenses out of pocket. It’s even worse if your injury prevents you from working because household bills pile up fast and creditors get aggressive.
Are you wondering if you should pursue a lawsuit against the person who caused your injury? In many cases, a personal injury lawsuit is the best solution, and here’s why.
A Lawsuit is your Only Chance to Recover Compensation
Great personal injury lawyers get results. In a perfect world, everyone would be responsible for their actions and people who cause accidents would compensate the person they’ve injured directly.
Unfortunately, it doesn’t work this way for a couple of reasons. First, medical bills are expensive and most people just don’t have that kind of money laying around. Second, insurance companies usually provide victims with payments and it takes a lawsuit to get them to pay out.
2. You’ll Get Better Results with an Attorney
If you want to file a lawsuit, but you’re worried about affording an attorney, don’t try to represent yourself because it will be an uphill battle. The process will be so overwhelming that you’ll get caught up in filing and responding to motions and trying to figure out how the court system works. You won’t have time to actively build your case, and without experience, building a strong case isn’t easy in the first place.
When you’re represented by an attorney, you’ll have a much better chance of winning the compensation you deserve. Personal injury attorneys know how to get results for their clients and they are expert negotiators. If you try to negotiate a settlement on your own, you probably won’t get what you deserve because you won’t know what your case is worth. The other party’s attorney will take advantage of your inexperience and lowball your offers and make you fight for every dollar.
2. Medical Bills will Pile Up Fast
Medical bills are known to grow quite large after a serious injury. Health insurance will only cover so much before you’re left paying out of pocket. Between hospital stays, visits with specialists, X-rays, other tests, and prescriptions, you could be looking at tens of thousands of dollars out of pocket.
While you could take out a loan to get by, you shouldn’t have to pay for your medical bills when someone else caused your injury. Working with an attorney is ideal if you want to avoid going into debt, collections, or filing bankruptcy because of medical bills. There’s no shame in having to file for bankruptcy if your medical bills become impossible to pay, but it could be a big disruption to your life.
3. Your Medical Bills Are Not Your Responsibility
After being injured in an accident, the medical bills you incur are not your financial responsibility. You have to pay them, but they are technically the responsibility of the person who caused your accident.
Don’t think twice about pursuing a lawsuit against the responsible party to get their insurance company to pay your medical bills. That’s why everyone is required to carry various types of insurance, whether it’s homeowners insurance, general liability, car insurance, or any other mandated policy. This is how the system works, so don’t hesitate to contact an attorney to move forward.
4. You Might Need More Time Off Work Than You Think
There’s no way to know ahead of time exactly how much time you’ll need off work to be treated and healed from your accident. Certain injuries can take a long time to heal, and some symptoms don’t show up right away. You might begin physical therapy and realize you’re going to need ongoing care for the next six months. If your health insurance only covers the first two months, you’ll have to pay for the last four months out of pocket.
Filing a lawsuit will help you get compensated for future expected medical bills. If you don’t get that money in your lawsuit, it will come out of your bank account.
While you’re taking extra time to heal, if you can’t work, you’ll lose your income the entire time. The only way to recover your lost income is through a personal injury lawsuit.
Don’t hesitate to contact a Personal Injury Attorney
If you’ve been injured in an accident, regardless of your injuries, talk to a personal injury lawyer to see if you have a case. It’s likely the only way you’ll get the compensation you deserve.
